:root{--ink:#14232f;--muted:#576772;--red:#b52435;--line:#dce2e6;--paper:#fff;--soft:#f3f6f8;font-family:Arial,Helvetica,sans-serif;color:var(--ink);font-size:16px;scroll-behavior:smooth;scroll-padding-top:110px}*{box-sizing:border-box}body{margin:0;line-height:1.6}a{color:inherit;text-decoration:none}a:hover{text-decoration:underline}button,input,textarea{font:inherit}button,a,input,textarea{touch-action:manipulation}button{cursor:pointer}img{max-width:100%;display:block}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.14}h2{font-size:clamp(2rem,3.1vw,3rem);letter-spacing:-.04em;margin-bottom:24px}h3{font-size:1.12rem}p{margin-bottom:24px}.container{width:min(1240px,calc(100% - 80px));margin:auto}.contact-strip{background:var(--ink);color:white;font-size:.875rem}.contact-strip .container{display:flex;gap:28px;padding:10px 0}.contact-strip span{margin-right:auto;color:#d1dce2}header{background:#fff;position:sticky;top:0;z-index:10;border-bottom:1px solid var(--line)}.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:94px}.brand img{width:138px;height:72px;object-fit:contain}nav{display:flex;align-items:center;gap:32px;font-size:.9375rem;font-weight:600}.nav-contact{border:1px solid var(--red);padding:11px 24px;color:var(--red)}.menu-toggle{display:none}.hero{position:relative;background:#102333;color:white;overflow:hidden}.hero-photo{position:absolute;inset:0;background:linear-gradient(90deg,rgba(12,26,37,.95),rgba(12,26,37,.78) 42%,rgba(12,26,37,.1)),url('assets/el5_4304-edit-1-m2Wl16q4E8FeWvNj.jpg') center/cover no-repeat}.hero-content{position:relative;padding-top:100px;padding-bottom:36px}.eyebrow{font-size:.8125rem;letter-spacing:.16em;font-weight:700;margin-bottom:24px;color:var(--red)}.hero .eyebrow{color:#ffb7bf}h1{font-size:clamp(2.8rem,5.3vw,4.8rem);max-width:920px;letter-spacing:-.05em;font-weight:600;margin:0 0 25px}h1 em{font-style:normal;color:#ffabb6}.hero-intro{font-size:1.125rem;color:#e2e8ec}.hero-actions{display:flex;gap:14px;margin:30px 0 85px;flex-wrap:wrap}.button{display:inline-block;padding:16px 26px;background:var(--red);border:1px solid var(--red);color:#fff;font-weight:600;font-size:.9375rem;transition:background .2s}.button:hover{background:#941c2a;text-decoration:none}.button-outline{background:transparent;border-color:#a3b0ba}.button-outline:hover{background:#263947}.hero-foot{display:flex;gap:32px;border-top:1px solid #73818b;padding-top:25px;font-size:.875rem;color:#e4ebf0}.intro-band{display:grid;grid-template-columns:1fr 1.3fr .9fr;gap:50px;align-items:center;padding-top:40px;padding-bottom:40px;border-bottom:1px solid var(--line)}.intro-band p{margin:0}.intro-band p:first-child{font-size:1.5rem;line-height:1.35}.intro-band p:nth-child(2){color:var(--muted)}.intro-band a{font-weight:600;font-size:.9375rem;color:var(--red);text-align:right}.section{padding-top:88px;padding-bottom:88px}.section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:40px;margin-bottom:38px}.section-heading h2{margin-bottom:0}.section-heading>p{max-width:340px;color:var(--muted);margin-bottom:0}.service-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}.service{border:1px solid var(--line);background:#fff;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}.service:hover{transform:translateY(-4px);box-shadow:0 12px 30px #14232f12}.service>img{width:100%;height:165px;object-fit:cover}.service>div{padding:22px;display:flex;flex-direction:column;flex:1}.service-number{font-size:.8125rem;color:var(--muted);margin-bottom:12px}.service h3{line-height:1.4;margin-bottom:24px;font-weight:600}.service-link{font-size:.875rem;font-weight:700;color:var(--red);margin-top:auto;width:fit-content;border-bottom:1px solid #b5243540}.business{background:var(--soft)}.about{display:grid;grid-template-columns:1fr 1.1fr;gap:110px}.about-note{border-left:3px solid var(--red);padding-left:20px;margin-top:44px;font-size:1.125rem}.about-copy p{color:var(--muted)}.about-copy p:first-child{font-size:1.125rem;color:var(--ink)}.about-copy p:last-child{margin-bottom:0;font-weight:600;color:var(--ink)}.partners-section{padding-top:64px;padding-bottom:64px;background:var(--soft)}.partners-section h2{font-size:2rem}.partners{display:grid;grid-template-columns:repeat(5,1fr);gap:1px;border:1px solid var(--line);background:var(--line)}.partner{background:white;display:flex;align-items:center;justify-content:center;padding:25px;min-height:110px}.partner img{max-width:145px;width:100%;max-height:58px;object-fit:contain}.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.quote{margin:0;border-top:2px solid var(--red);background:var(--soft);padding:28px}.quote>span{display:block;color:var(--red);font-size:3.5rem;font-family:Georgia,serif;line-height:1}.quote blockquote{margin:15px 0 0;font-size:1.0625rem;line-height:1.7}.client-names{display:flex;gap:30px;flex-wrap:wrap;color:var(--muted);font-size:.875rem;margin-top:24px}.contact-section{background:var(--ink);color:white}.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:100px}.contact-section .eyebrow{color:#ffadb8}.contact-details{display:flex;flex-direction:column;align-items:flex-start;gap:6px;margin-top:40px}.contact-details>a{font-size:1.65rem;line-height:1.5}.contact-details .email{font-size:1.15rem;margin-top:15px}.contact-details p{margin-top:25px}.contact-details p span{color:#abbcc7}form{background:#fff;color:var(--ink);padding:36px}form h3{font-size:1.5rem;margin-bottom:28px}label{display:block;font-weight:600;font-size:.875rem;margin-bottom:20px}label span{color:var(--red)}input,textarea{width:100%;padding:12px;border:1px solid #b8c4cc;border-radius:0;display:block;margin-top:8px;background:#fff;color:var(--ink)}textarea{resize:vertical}input:focus,textarea:focus{outline:2px solid var(--red);outline-offset:2px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.form-help{font-size:.875rem;color:var(--muted)}#form-status{font-size:.875rem;margin:16px 0 0}#form-status:empty{display:none}.copy-button{background:#fff;border:1px solid var(--line);padding:10px 15px;margin-top:15px;color:var(--ink)}#draft-text{font-size:.875rem;min-height:170px}footer{background:#0c1821;color:#e4ebf0}.footer-main{display:grid;grid-template-columns:1fr 1fr 1.4fr;gap:40px;padding-top:45px;padding-bottom:35px}.footer-brand{font-size:1.6rem;font-weight:bold;color:#fa9cac}.footer-brand span{color:#fff;font-weight:400}.footer-main p{color:#abb8c2;font-size:.875rem}.footer-main nav{gap:20px;font-weight:400;font-size:.875rem;justify-content:flex-end;flex-wrap:wrap}.footer-bottom{border-top:1px solid #33424c;display:flex;justify-content:space-between;padding-top:20px;padding-bottom:25px;font-size:.8125rem;color:#a5b5c0}.skip{position:absolute;top:-100px;left:20px;z-index:50;background:white;color:var(--ink);padding:12px}.skip:focus{top:10px}:focus-visible{outline:3px solid #d54b5a;outline-offset:5px}
@media(min-width:1500px){.hero-content{padding-top:120px;padding-bottom:40px}.hero-actions{margin-bottom:110px}}@media(max-width:1050px){.container{width:calc(100% - 48px)}nav{gap:20px}.service-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.service>img{height:210px}.about,.contact-layout{gap:45px}.intro-band{gap:25px}.partners{grid-template-columns:repeat(3,1fr)}.footer-main{grid-template-columns:1fr 1fr}.footer-main nav{grid-column:1/-1;justify-content:flex-start}}@media(max-width:700px){:root{scroll-padding-top:90px}.container{width:calc(100% - 36px)}.contact-strip .container{justify-content:center;padding:8px 0}.contact-strip span,.contact-strip a:last-child{display:none}.header-inner{min-height:76px;flex-wrap:wrap}.brand img{width:115px;height:60px}.menu-toggle{display:flex;gap:12px;align-items:center;background:white;border:1px solid var(--line);padding:8px 12px;font-size:.9375rem}#navigation{display:none;width:100%;padding:15px 0 22px;flex-direction:column;align-items:stretch;gap:0}#navigation.is-open{display:flex}#navigation a{padding:12px 8px}.nav-contact{margin-top:8px;text-align:center}.hero-content{padding-top:64px;padding-bottom:28px}.hero-photo{background:linear-gradient(90deg,rgba(12,26,37,.93),rgba(12,26,37,.64)),url('assets/el5_4304-edit-1-m2Wl16q4E8FeWvNj.jpg') center/cover}.hero .eyebrow{font-size:.75rem}.hero-actions{margin:28px 0 50px}.button{padding:14px 20px}.hero-foot{display:flex;flex-direction:column;gap:8px;font-size:.875rem}.intro-band{grid-template-columns:1fr;padding-top:30px;padding-bottom:30px;gap:20px}.intro-band a{text-align:left}.section{padding-top:56px;padding-bottom:56px}.section-heading{align-items:flex-start;flex-direction:column;gap:20px;margin-bottom:28px}.eyebrow{font-size:.75rem;margin-bottom:18px}.service-grid{gap:16px}.service>img{height:130px}.service>div{padding:16px}.service h3{font-size:1rem}.about,.contact-layout{grid-template-columns:1fr;gap:35px}.about-note{margin-top:25px}.partners{grid-template-columns:repeat(2,1fr)}.partner{padding:18px;min-height:95px}.partner img{max-width:125px}.quotes{grid-template-columns:1fr}.quote{padding:24px}.client-names{gap:12px;flex-direction:column}form{padding:24px}.form-row{grid-template-columns:1fr;gap:0}.contact-details>a{font-size:1.4rem}.footer-main{grid-template-columns:1fr;gap:15px}.footer-main nav{grid-column:auto}.footer-bottom{flex-direction:column;gap:10px}}@media(max-width:380px){.service-grid{grid-template-columns:1fr}.service>img{height:190px}h1{font-size:2.55rem}.contact-details .email{font-size:1rem}}@media(prefers-reduced-motion:reduce){:root{scroll-behavior:auto}.service,.button{transition:none}.service:hover{transform:none}}

.partner-name{font-size:1.75rem;font-weight:700;letter-spacing:.08em;color:var(--ink)}
.detail-top{background:var(--soft);padding:35px 0 60px;border-bottom:1px solid var(--line)}.detail-top h1{font-size:clamp(2.3rem,4vw,3.7rem);max-width:1000px;color:var(--ink)}.detail-top .eyebrow{margin-top:30px}.breadcrumbs{display:flex;gap:12px;flex-wrap:wrap;font-size:.875rem;font-weight:400;color:var(--muted);margin-bottom:30px}.breadcrumbs a{color:var(--red)}.detail-layout{display:grid;grid-template-columns:minmax(0,2.2fr) minmax(250px,1fr);gap:65px;align-items:start;padding-top:55px}.detail-photo{width:100%;height:330px;object-fit:cover;margin-bottom:35px}.article-copy{font-size:1.0625rem;line-height:1.8;overflow-wrap:anywhere}.article-copy p{white-space:pre-line}.article-copy h2{font-size:1.5rem;line-height:1.4;margin:35px 0 18px;letter-spacing:-.02em}.article-copy h2:first-child{margin-top:0}.article-copy ul{padding-left:25px;margin-bottom:28px}.article-copy li{padding:4px 0 4px 8px}.article-copy li::marker{color:var(--red)}.article-copy .button{margin-top:15px}.related{background:var(--soft);border:1px solid var(--line);padding:25px;position:sticky;top:125px}.related h2{font-size:1.3rem;letter-spacing:-.02em}.related nav{flex-direction:column;align-items:stretch;gap:0;font-weight:400}.related nav a{padding:12px 0;border-bottom:1px solid var(--line);line-height:1.5}.related nav a[aria-current=page]{color:var(--red);font-weight:700}.related-phone{display:block;font-weight:bold;margin-top:25px}.policy{max-width:940px}.policy h1{font-size:clamp(2.5rem,4vw,3.8rem);margin-bottom:40px}.policy .article-copy{font-size:1rem}.overview-breadcrumb{padding-top:30px;font-size:.875rem;color:var(--muted)}.privacy-form-link{font-size:.875rem;color:var(--muted);margin-bottom:15px}.privacy-form-link a{color:var(--red);text-decoration:underline}
@media(max-width:900px){.detail-layout{grid-template-columns:1fr;gap:40px}.related{position:static}.related nav{display:grid;grid-template-columns:1fr 1fr;column-gap:25px}.detail-photo{height:300px}}@media(max-width:700px){.detail-top{padding:25px 0 40px}.detail-top h1{font-size:2.3rem;overflow-wrap:anywhere}.detail-layout{padding-top:35px}.detail-photo{height:230px}.related nav{grid-template-columns:1fr}.article-copy{font-size:1rem}.article-copy h2{font-size:1.35rem}.breadcrumbs{font-size:.875rem}}

.overview-title{font-size:clamp(2rem,3.1vw,3rem);letter-spacing:-.04em;margin-bottom:24px}.section-heading .overview-title{margin-bottom:0}

.detail-photo[src*="menas-amust"]{max-width:735px;height:auto;aspect-ratio:auto}
/* Restrained image treatment across all insurance services. */
.service>img,.detail-photo{filter:saturate(.72) contrast(.92) brightness(.97)}

.footer-bottom{flex-wrap:wrap;gap:16px}

.form-trap{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.button:disabled{opacity:.65;cursor:wait}